Credit Risk Management Intern

Overview

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

The Credit Risk Management team at First Citizens Bank is looking for a talented student to intern during the summer of 2025.

In this role, you will gain exposure to what and how a lender assesses the potential risk prior to loan approval - looking at things such as assessing a borrower's risk, their income, debt and repayment history.

During your summer wiht the CRM team, you will be working amongst the best of the best, learning from their many years of experience.

Come work with First Citizens!

Responsibilities

In this role, you will:

• Be part of a dynamic team with interesting projects. Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support.

• Attend professional development sessions, informational sessions, networking and community service events.

• Have a dedicated manager and program manager to help you navigate the bank and the internship program.

• Be assigned a project, designed to improve a specific process or solve a problem that you will present at the close of the internship.

• Prepare a wrap-up presentation to be shared with the division leader and other key stakeholders in the company to outline your accomplishments and experience during the internship

Internship dates: 5/28/2025 - 8/01/2025

Qualifications

Required qualifications:

• High School Diploma or GED and 1 year of experience

• Currently enrolled at an accredited collegiate institution (during the time of the summer program)

• Ability to work 40 hours per week during the duration of the program

Preferred qualifications:

• 3.0 minimum GPA

• Ability to intrepret financial data and reports

• Must possess a high level of attention to detail and accuracy

• Strong desire to learn and grow

• Possess a positive attitude, naturally curious and enjoys collaborating with others

• Strong verbal and written communication skills

• Critical thinking skills

• Proficiency in MS Office - specifically Excel and PowerPoint

• Ability to multitask

• Ability to adapt and adjust priorities based on business needs

• Ability to take direction and absorb information quickly

• Coursework in business and/or finance

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.